April 11, 2025
millerinsIs Litigation Funding the New Cost of Doing Business?
For the past decade, the small and midsize businesses we protect have been watched by anonymous, predatory investors waiting for just the right injury to pounce. Often at the expense of the injured party, and always trying to inflict maximum damage on the businesses and insurers in their sights, third-party investors turn the financial promise […]
March 24, 2025
millerinsWhy should I have a personal umbrella insurance policy?
A personal umbrella insurance policy can be an important addition to your overall coverage for several reasons. Here’s why you might want to consider it: Extra Liability Protection: Umbrella insurance provides additional liability coverage beyond the limits of your existing auto, homeowners, or renters insurance policies. If you were to cause an accident or damage […]
March 13, 2025
millerinsDoes homeowners insurance cover fallen trees?
Homeowners insurance may cover damage to your home and other structures on your property caused by fallen trees, branches, and limbs. This may also include coverage for damage caused by a neighbor’s tree falling on your property, although your neighbor’s insurance may pay for the damage instead if the tree fell due to negligence on […]
March 3, 2025
millerinsDoes my homeowners insurance cover my service lines?
Homeowners insurance typically does not cover service lines, such as water, sewer, gas, or electric lines that run from your house to the street or other external connections. These service lines are often considered the homeowner’s responsibility for repair or replacement. However, some homeowners policies may offer an add-on or endorsement for service line coverage, […]
February 4, 2025
millerinsIs there such a thing as “full coverage” when it comes to insurance?
“Full coverage” in insurance is a commonly used term, but it can be a bit misleading because it doesn’t mean complete protection against all possible risks. What “full coverage” usually refers to in the context of car insurance is a combination of the following types of coverage: Liability Insurance (required in most states): Covers damages […]