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auto insurance quote everett wa

February 17, 2025
millerins

Do I need to insure my offroad vehicles?

Yes, it’s generally a good idea to insure your off-road vehicles, though it may not be legally required everywhere. The type of insurance you need depends on a few factors: Legal requirements: In some areas, you may be required to have at least liability insurance for off-road vehicles (like dirt bikes or ATVs), especially if […]
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February 4, 2025
millerins

Is there such a thing as “full coverage” when it comes to insurance?

“Full coverage” in insurance is a commonly used term, but it can be a bit misleading because it doesn’t mean complete protection against all possible risks. What “full coverage” usually refers to in the context of car insurance is a combination of the following types of coverage: Liability Insurance (required in most states): Covers damages […]
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October 4, 2023
millerins

Filing an auto insurance claim (and when you might not want to)

Your driving record is a key component that determines how much you pay for auto insurance. A single accident can really cost you, especially if there’s significant property and medical damage. Premiums can increase by almost 50% after an at-fault accident claim, according to an analysis by The Zebra, an insurance comparison website. As you might […]
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July 5, 2023
Agency

How Insurers Make Money

Insurance companies primarily make money in two ways: from investments and by generating an underwriting profit—that is, collecting premiums that exceed insured losses and related expenses. It all begins with underwriting. Insurers, whether life or nonlife, must assess the risk and gauge the likelihood of claims and the value of those claims. Insurance companies invest […]
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