March 13, 2017
AgencyAuto Insurance – A Look at SUV’s
Sports Utility Vehicles (SUVs) continue among the rulers of the roadways. Their popularity is still high for the following reasons: they have a very comfortable ride they’re heavy and sturdy, making them more resistant to collision damage they’re capable of handling certain types of inclement weather better than smaller vehicles they’re more stylish than pickup […]
March 7, 2017
AgencyAuto Insurance – Theft Prevention
Whether the economy is good or bad, nothing changes the fact that losing a car, truck, SUV, hybrid or electric vehicle due to auto theft is an expensive loss. Experts, including the FBI, estimate that annual U.S. vehicle thefts are from 750,000 to well over a million per year. Costs caused by these thefts are […]
March 3, 2017
AgencyBusiness Insurance – Garage Keepers
Business should pay close attention to their chance of suffering loss involving their use of vehicles. It’s relatively easy to recognize loss created by cars and trucks that are owned and/or used in a business, such as sales representative cars or delivery vans. But there’s another source of vehicular loss that is faced by many […]
February 27, 2017
AgencyINSURANCE – Special Property, Special Coverage
A standard homeowners insurance policy offers a limit equal to half of the amount reserved for the residence (ex. Your home is covered for $150,000, so your contents and furnishings are covered for $75,000). While this is generous coverage, it doesn’t extend to all types of property nor for all causes of loss. Certain types of […]
February 24, 2017
AgencyOverview of Surety Bonds
Principles of Surety Bonding Surety bonding has much more in common with commercial lending than it does with insurance. Unlike insurance coverage and fidelity bonding, surety bonding is essentially a three-party obligation. It consists of: • Obligee This is the first party, the party to whom the indemnity is provided. Note: A.I.A. construction bonds use […]
February 24, 2017
AgencyInsuring your marijuana business in Washington state
If you’re operating a licensed marijuana (also known as cannabis) business, Washington state rules (leg.wa.gov) require you to buy insurance to protect your business from potential losses. Who may need to buy marijuana business-related insurance Marijuana retail stores Marijuana producers Marijuana processors Landlords who rent to marijuana business owners What insurance covers In Washington state, […]