March 20, 2024
millerinsThe importance of replacing your roof for insurance purposes
Coverage Eligibility: Insurance companies may require that your roof be in good condition to provide coverage. If your roof is old, damaged, or in poor condition, it may not be eligible for coverage, or your insurance claim may be denied in case of damage. We are seeing more and more insurance companies not renewing home […]
March 7, 2024
millerinsWhat to look for when purchasing insurance
When purchasing insurance, there are several key factors to consider to ensure you’re getting the coverage that best fits your needs. Here are some things to consider: Coverage Types: Understand what types of coverage are available for your specific needs. Common types include auto insurance, life insurance, homeowners or renters insurance, motorcycle insurance, RV insurance, […]
February 21, 2024
millerins2024 Property and Casualty insurance trends to be aware of
In our ever changing insurance market we have seen some general trends to be aware of and their impact on the insurance industry. Some of these trends to be aware of include: Technology Integration: The insurance industry continues to adopt advanced technologies such as artificial intelligence, machine learning, and data analytics to enhance underwriting processes, […]
February 5, 2024
millerinsWhat can I do to help control my insurance rates?
Controlling your insurance rates often involves a combination of factors that insurers consider when determining premiums. Here are some general tips that may help you manage and potentially reduce your insurance rates: Maintain a Good Driving Record: Avoid traffic violations, accidents, and other infractions. Safe driving can often lead to lower premiums. Bundle Policies: Consider […]
January 24, 2024
millerinsWhat are the biggest insurance risks to my business?
The biggest insurance risks for a business can vary depending on the nature of the business, industry, and other factors. However, some common risks that businesses often consider protecting against include: Property Damage: Coverage for damage to your business property caused by events like fire, vandalism, or natural disasters. Liability Claims: Protection against claims of […]
January 16, 2024
millerinsHomeowners insurance covering winter weather damage
Homeowners insurance typically provides coverage for a variety of risks, including damage caused by winter weather conditions. However, the specific coverage can vary based on your policy and the insurance provider. Here are some common types of winter weather damage that may be covered by homeowners insurance: Frozen Pipes: If your pipes freeze and burst, […]
January 3, 2024
millerinsThe higher cost of insuring an electric vehicle and why
Specific details about insurance for electric vehicles (EVs) in Everett, Washington are subject to constant change in this new era of battery powered vehicles. However, I can provide you with some general considerations and potential challenges that are often associated with insuring electric vehicles: Cost of Repairs: Electric vehicles generally have unique components and advanced […]
December 7, 2023
millerinsWhat are my insurance liability risks as a general contractor in Washington State?
I am not a lawyer, so it’s important to consult with legal experts for advice tailored to your specific situation. However, I can provide you with some general information on insurance liability risks that general contractors in Everett, Washington may face. Keep in mind that regulations and requirements may change and it’s crucial to stay […]
November 30, 2023
millerinsWhat should I look for when insuring my business in Everett Washington
When insuring your business in Everett, WA, there are several factors to consider to ensure that you have adequate coverage tailored to your specific needs. Here are some key aspects to look for when selecting business insurance: Industry-Specific Coverage: Depending on your business type, certain industries may have specific insurance needs. For example, a restaurant […]
November 27, 2023
millerinsWhat coverage to look for when shopping for home insurance.
When shopping for home insurance, it’s essential to look for coverage that adequately protects your home and belongings. Here are key coverage types to consider: Dwelling Coverage: Covers the structure of your home, including the roof, walls, floors, and built-in appliances. Make sure the coverage amount is sufficient to rebuild your home in case of […]