August 4, 2017
AgencyInsurance – Should I file a claim and how can it impact my current coverage?
You buy insurance to protect your home and car from damage, but when an accident happens, is it in your best interest to file a claim? It seems like the answer should be a resounding “yes,” but a middling “maybe” is a far better response. Why the ambiguity? The decision to file a claim can […]
August 2, 2017
AgencyIs Pet Insurance Worth It?
In a recent freak accident to our 6 month old puppy I ask myself is Pet Insurance worth it? Should I pay monthly insurance premiums or put that money into a savings account for such an emergency? All good questions when it comes to caring for our pets. I’ve had 3+ dogs of my own […]
July 5, 2017
AgencyHome Insurance – You Know the Grill, Be Safe
Millions of households regularly take advantage of pleasant, warmer weather by grilling meals outside. While this act is as much recreation as it is cooking, it also represents a serious source of property damage and injury. Each year in the U.S., fires that occur due to outdoor grilling result in some deaths, hundreds of serious […]
June 19, 2017
AgencyHome Insurance – Vacant or Unoccupied Homes
An unoccupied home is a temporary condition and an exception to a residence normally having occupants. A vacant home generally represents abandonment of property. Either condition may affect your coverage under a typical homeowner policy. It is quite important to understand the consequences of either condition in order to keep your coverage intact. Generally, a […]
June 12, 2017
AgencyHomeowners Insurance – Fireworks Accidents
A longtime, extremely popular summer rite is to enjoy setting off fireworks. However, it’s important to think, truly think, before striking a match or using a lighter on your first firecracker, sparkler, smoke-bomb, bottle rocket or other forms of incendiary entertainment. For all their fun, fireworks are capable of causing serious injuries to persons and […]
June 8, 2017
AgencyTypes of Insurance a Small Business Owner Should Have
1. General Liability Insurance: Every business, even if home-based, needs to have liability insurance. The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party. 2. Property Insurance: If you own your building or […]
May 31, 2017
AgencyAuto Insurance – Washington State’s New Distracted Driving Law
What drivers can and cannot do under Washington state’s new distracted-driving law In 2 months Washington drivers will need to adapt to the new distracted-driving law. This new law will go into effect in late July and for those unfamiliar here are some FAQ’s in regards to the changes. Q. When does the law take […]
May 23, 2017
AgencyInsurance Claims – The Loss is Only the Beginning
After an accident, a policyholder has to meet obligations that may affect whether an insurer pays the claim. The duties help an insurer to determine whether payment is due or how much it has to pay. Notification–You must contact the insurance company with accident details. Notification may be through an agent and it should include […]
May 17, 2017
AgencyCommercial Auto Insurance – Ride Sharing
Most cars are, well, under-used. Consider cars used for commuting to work. During the work week, the majority of vehicles are driven to work (or to a mass-transit site), sit there during the entire work day, then are driven back home….where often they sit until the next work day. Those that are used during the […]
May 11, 2017
AgencyHome Insurance – Are You Liable For Summer Fun?
Ready, Set, Summer! Summer generally arrives with a huge surge in recreational activity. School ends and parents start searching for leisure and recreational activities for themselves and their children. The activities range from elaborate vacations or summer-long camps to simply buying play and sports equipment (or getting it out of storage) and renewing park and […]