October 25, 2018
AgencyWhat is covered by standard homeowners insurance?
Understanding the four essential protections provided by your homeowners policy Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: Coverage for the structure of your home; Coverage for your personal belongings; Liability protection; Coverage for Additional Living Expenses Coverage for […]
October 19, 2018
AgencyDriving Tips for Rainy Weather
7 Tips to Help You Handle Rainy Days Behind the Wheel At some point, every driver has to deal with rainy weather. But, many don’t know what to do, so they just drive as they normally would. However, with slick roads, flooded streets and reduced visibility, that can be a recipe for disaster. So instead, follow these […]
October 12, 2018
AgencyWhat’s A Surety Bond, and When Do I Need One?
Are you a contractor bidding on work that requires a surety bond? Do you have questions about what a surety bond is, why you might need one, and how to get one? If so we are able to help. What’s A Surety Bond? First things first: what’s a surety bond, anyway? Essentially, a surety bond […]
October 4, 2018
AgencyAdding a teen driver to an auto policy?
Adding a teen driver to an auto policy can be a challenging time for you. Not only are parents anxious about their teen’s driving safety – they frequently suffer from “sticker shock” when faced with the associated premium increase. Below is a look at how teens drive these days. This information will give you a […]
October 2, 2018
AgencyHandling a Cellular Distraction
A business that deals with over-the-road transportation is highly concerned with substantially minimizing accidents. Vehicle accidents, besides interrupting work and creating loss of business property, have much wider consequences. Accidents also cause serious damage to public and private property and, more significantly, also create injuries and even fatalities. Therefore, it is important that persons who […]
September 24, 2018
AgencyPersonal Auto Coverages
Most state financial responsibility laws require proof that you are able to pay for any damage or injury you may cause while driving. Auto insurance is the way that most people comply with these laws. Typically compliance only takes liability insurance at some minimal limit that varies by state. Liability coverages include the following: Bodily […]
September 20, 2018
AgencyWhat is Gap Coverage?
Also known as Guaranteed Auto Protection. It is insurance covering the difference between the actual cash value (ACV) of a damaged or stolen vehicle and the amount owed on the car under a loan or lease. This difference arises due to the rapid depreciation of most automobiles in their early years and can prove problematic […]
September 14, 2018
AgencyPerils of Tailgating
Autumn is noted for the color and delight found in the changing of the seasons! But change also arrives in the form of the colorful masses that gather and celebrate…..around football stadiums. It happens around high school games on Friday nights and on crisp cool Saturdays around colleges and universities. It happens on Sunday afternoons, […]
September 11, 2018
Agency10 Things to Do to Prepare Your Home for Fall
Fall is a wonderful time in The Great Pacific Northwest — if your home is ready for it. Yes, this is the time of year to fix small problems before they become big, and big ones before they become catastrophic. Here are 10 tips to help: 1. Look up. Examine your roof closely. Remove moss, […]
September 4, 2018
AgencyKnow Your Responsibilities
MOTORCYCLE SAFETY “Accident” implies an unforeseen event that occurs without anyone’s fault or negligence. Most often in traffic, that is not the case. In fact, most people involved in a crash can usually claim some responsibility for what takes place. Consider a situation where someone tries to squeeze through an intersection on a yellow light […]