July 31, 2019
AgencyDo I Need a Business Auto Policy?
Your insurance agent will ask in detail how you use vehicles in your business; who will be driving them; whether you own, rent or lease; and whether you and your employees are likely to be driving their own cars for your business. The answers to these questions will indicate the types of coverage you need. […]
July 17, 2019
AgencyCosts Associated With Data Breaches
According to a study conducted by IBM and the Ponemon Institute, the average total cost to a U.S. company of a data breach is nearly $7 million, with an average cost of more than $200 per record that is stolen or lost. Costs are higher in certain industries, such as health care and banking, which […]
July 10, 2019
AgencyThere is an app for that
One of the most common requests we get as an insurance agency is for an updated ID card which are typically sent out at every renewal on your auto insurance. However most of us get a lot of mail and are busy so the cards get lost, or never make it in to the covered […]
June 26, 2019
AgencyWashington state’s mandatory auto/motorcycle insurance law
Important information about motorcycles Effective July 28, 2019, the 2019 Washington State Legislature passed a new law that all motorcycle drivers must carry liability coverage and proof they have insurance. They are no longer exempt from our state’s Mandatory auto insurance law (leg.wa.gov). Washington state’s mandatory auto and motorcycle insurance law Washington state’s mandatory liability insurance law (leg.wa.gov), which […]
June 21, 2019
AgencyMotorcycle Safety is a Two-way Street
Drivers: Do You Ever Think About Motorcycles? The vast majority of vehicles on the road are not motorcycles. They’re cars and vans and trucks. It’s quite possible that as a driver you rarely think about motorcycles. This is a problem. “When motorcycles and other vehicles collide, it is usually the other (non-motorcycle) driver who violates the […]
June 13, 2019
AgencyKeep Your ATV Adventures Safe
Unique among motor sports, driving all-terrain vehicles combines an exhilarating workout with a test of maneuvering skills and a hearty dose of adrenaline. Fun as it is though, it can be a risky activity. So, take a systematic approach to keeping things safe before, during and after your outings. Before You Go · Take a […]
June 4, 2019
AgencyRental car insurance
There are more options for renting a car than ever before—bricks-and-mortar, peer-to-peer and membership-based car sharing services. While this means more choice for renters, it also creates more questions about insurance coverage. Use these tips to properly insure yourself when renting a car, and avoid wasting money on duplicative coverage. If you’re looking to rent […]
May 24, 2019
AgencyWhat are your duties in the event of a loss?
Duties in the Event of Accident, Claim, Suit or Loss Insured’s Duties Give prompt notice to the insurer or its representative Obtain insurer’s consent before assuming an obligation, making a payment, or incurring an expense Send insurer copies of any request, demand, order, notice, summons, or legal papers immediately Cooperate with the insurer Give insurer […]
April 30, 2019
AgencyCyber Crime
Why the Risk Is Increasing The risk of falling victim to a cyber crime is a serious and growing threat for businesses worldwide. Any company, regardless of size, that uses the internet or smartphones in its business operations is vulnerable. There are several factors that have led to an increase in cyber crime: -Constant changes […]
April 2, 2019
AgencyMotorcycle Safety Tips
With summer right around the corner there is no better time to refresh your motorcycle safety than now. 1. Ride according to your skills and ability: Pretty straight forward on this one. While some roads may look easy enough, riders do require a lot of practice before they can take on challenging hair pin turns […]