December 10, 2020
AgencyCan a Salvage Title Car Be Insured?
Insuring a salvage title car requires much more effort than insuring one with a clean title. First, a salvage title car needs to be repaired and given a rebuilt title before it can be driven or insured. Before buying and repairing a salvage title car, you need to understand how you will get it insured. […]
December 7, 2020
Agency6 Overlooked Contractual Risk Transfer Hazards
Having a proper contractual risk transfer program in place helps to protect your company from liability for services and products of others on your project should an injury, property damage or a construction defect occur. 1. CONTINUITY OF INSURANCE -When selecting a subcontractor, verify that they can meet your insurance requirements prior to starting the […]
November 6, 2020
AgencyBecome a Better Driver
When drivers get behind the wheel of their cars they find a growing issue; the other guys and gals behind their wheels are ruder, more aggressive and are causing more accidents. Surveys typically offer the following information: • Most drivers have recently operated their car, truck or SUV in a risky manner • Many drivers think […]
November 6, 2020
AgencyTrailer Safety
I know from experience this is something that often goes unnoticed or unchecked by most drivers when trailering. I had a close call recently and so did one of our friends so I thought it was worth sharing. The above photo was a close call I had as the nut and bolt on my trailer […]
October 7, 2020
Agency5 common (and potentially costly) homeowners mistakes
Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up—whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time and money to fix. In many instances, however, those “unexpected” issues shouldn’t really be a surprise at all, […]
September 30, 2020
AgencyAre you tele-commuting and how are you covered?
If you are working from home using property supplied by your employer, we first encourage you to contact your employer and ask or confirm the following: -Confirm your employer’s Business insurance includes BPP (Business Personal Property) and confirm that coverage is comprehensive enough for tele-commuters. -Ask your employer what your obligations to that employer may […]
September 22, 2020
AgencyWorried About Someone Stealing Your Tools? Here’s What to Do
We have been seeing an uptick in the number of phone calls we have been receiving from our clients in regards to their contractors tools being stolen at job sites. Studies have shown that this trend has been on the rise since 2013 and there is no end in sight. This can be devastating as […]
September 9, 2020
AgencyWhat to Do When a Wildfire Approaches
First and foremost, make sure you and your family stay safe. Everything else can be replaced. If requested by the authorities, immediately follow all evacuation orders. If you have time to take action and the fires are far enough away that they are not threatening your safety, here are some things you can do to assist […]
September 3, 2020
AgencyPOD style learning or advertising your services for in home learning
School is back and for many it is online. Parents and teachers, before you consider POD style learning or advertising your services for in home learning please consider the following: If you are accepting students in your home as a POD instructor, please, please, please contact your Home insurance provider to make sure in home […]
August 25, 2020
AgencyRenting a UHaul – Are you Covered?
How are you covered/insured if you rent a U-Haul (or other moving or box truck)? The answer is it really depends. Every insurance company/carrier differs in how they may extend coverage for vehicles like this from your policy. As one of my other customers just learned the week prior to this incident, his insurance company […]