November 14, 2023
millerinsReasons to Carry Umbrella Insurance
High-net-worth individuals often have substantial assets and wealth, making them potential targets for legal actions or lawsuits. While primary insurance policies (such as homeowners, auto, and liability insurance) provide coverage up to a certain limit, they may not be sufficient to protect a high-net-worth individual’s assets in the event of a catastrophic lawsuit. Here are […]
November 9, 2023
millerinsWhat should you look at when shopping for car insurance?
Shopping for car insurance can be a crucial task to ensure you have the right coverage at a reasonable cost. Here are some key factors to consider: Coverage Types and Limits: Understand the types of coverage available, such as liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection. Determine the coverage limits that suit your […]
November 8, 2023
millerinsWinter Driving
WINTER DRIVING SAFETY AND INSURANCE: WHAT TO DO AND WHAT TO KNOW BEFORE YOU GO Winter weather driving conditions have arrived in the Pacific Northwest, delivering snow in the mountains and rain in the lowlands. Safe driving is important year-round, but especially during fall and winter when weather conditions become more unpredictable. The NW Insurance […]
October 30, 2023
millerinsDriving Tips for Rainy Weather
7 Tips to Help You Handle Rainy Days Behind the Wheel At some point, every driver in Washington State has to deal with rainy weather. But, many don’t know what to do, so they just drive as they normally would. However, with slick roads, flooded streets and reduced visibility, that can be a recipe for […]
October 4, 2023
millerinsFiling an auto insurance claim (and when you might not want to)
Your driving record is a key component that determines how much you pay for auto insurance. A single accident can really cost you, especially if there’s significant property and medical damage. Premiums can increase by almost 50% after an at-fault accident claim, according to an analysis by The Zebra, an insurance comparison website. As you might […]
September 14, 2023
millerins4 reasons why your car insurance premium is soaring
It’s not only car prices that are giving drivers sticker shock these days — it’s also happening when they open their car insurance bills. The cost of auto insurance jumped more than 19% during the year ending in August, while overall inflation was 3.7%, according to the Labor Department Wednesday. On a monthly basis, car […]
September 5, 2023
millerinsSHOULD I BUY RENTAL CAR INSURANCE?
A Perspective reader recently asked us the question that every vacationer who rents a car wants to know: “Should I buy the Collision Damage Waiver/Loss Damage Waiver (CDW/LDW) that the rental car agent offers?” Or, in simpler terms: “Is it worth paying extra money for the additional “insurance” that’s offered to you by the rental car company […]
August 23, 2023
millerinsThe looming crisis that’s going to crush homeowners from coast to coast
As the risk of wildfires and storms grows, owning a home is getting riskier — and it’s showing up in the insurance market. Insurance 101 The business of private insurance is the business of balancing risk and profit. To maintain profitability, insurance companies have to take in more in monthly premium payments from customers than […]
August 9, 2023
millerinsInsurance terms, explained
Med Pay? PIP? Dec pages? Insurance terms, explained With all kinds of different coverages for all kinds of different needs, insurance can be very confusing. To make it even more challenging, at times it probably seems like insurance websites and policy documents are written in a completely foreign language. Of course, that’s why we recommend […]
August 1, 2023
millerinsBOAT & WATERCRAFT INSURANCE The Miller Insurance Agency can help make your time on the water relaxed and worry-free! We will find you comprehensive protection that protects you, your friends and family, your watercraft and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the […]