October 20, 2017
AgencyCommercial Auto Insurance – Getting Registered as a Tow Truck Operator
A registered tow truck operator endorsement is required if your business: transports, impounds, or stores unauthorized vehicles. disposes of abandoned vehicles. Requirements A $5,000 bond. The name of the principal on the bond must be exactly the same as both the business owner name and the business firm name. All bonds must be signed by […]
October 16, 2017
AgencyHome Insurance – Take Care When Renting Out Residence
In recent years, a trend has gained substantially greater interest among travelers. In order to save costs and for other reasons, such as gaining a more authentic travel experience, it has become increasingly popular to temporarily rent out residential space. This may take the form of any of the following: • Renting out an entire […]
October 11, 2017
AgencyPersonal Insurance – Internet Liability
Each day more people decide to create their own Websites, blogs or otherwise participate in social media activities. The reasons for having a Website or blog vary, or other activities range from frivolity to earnestness. Personal Websites and blogs commonly describe the host, his or her family and interests such as a particular hobby, sports, […]
October 9, 2017
AgencyBusiness Insurance – Contamination Coverage and Tips for Breweries
The brew process involves a number of perishable ingredients, all of which require proper storage. Mishandling or incorrectly storing these ingredients could cripple your brewery’s ability to produce a good quality product. What is contamination? The proliferation of unintended organisms, including bacteria, molds, or wild yeast. Contamination also includes drug compounds or any other physical […]
October 5, 2017
AgencyAuto Insurance – Is Your Car Worth Less Than Your Loan?
Currently, car loans may last as long as four to six years and leases are becoming more expensive. Whether your vehicle is a coupe, sedan, van, sports utility vehicle, hybrid, or truck, your vehicle’s value will depreciate very quickly. A rapid loss of actual value accompanied by a longer loan obligation spells trouble. It isn’t […]
September 28, 2017
AgencyContractors Insurance – How to obtain your Electrical Contractors License
Quite often we get asked on how our clients need to go about getting licensed with the state of Washington for the contractors license. Below you will find useful information and links provided from the Contractors licensing site for Washington State. Electrical Contractor’s License You’ll have to take an exam to get an electrical contractor’s […]
September 19, 2017
AgencyAuto Insurance – Towing Safety
It amazes me sometimes how much stuff someone will load onto their vehicle without thinking about the safety of overloading or not property securing trailer loads (see photo). There are certain times when you have a need to extend what you usually transport with your car, pickup, SUV or van. It could be that you’re […]
September 15, 2017
AgencyAuto Insurance – Avoid Flooded Vehicles
When serious storms or hurricanes result in local or regional flooding, the impact on the car market may be felt nationally. Cars that may have been totaled because of serious water damage in one state may end up on the seller’s block in another state. However, there may be no mention that the vehicle was […]
September 12, 2017
AgencyHome Insurance – Fire Pit Safety
Many homeowners love the simplicity and effectiveness of using fire pits as a way to enhance the looks and the usefulness of their homes’ outdoor space. Fire pits are great for entertaining during cooler spring and autumn days and nights and have grown increasingly popular. They may be portable units, simple dirt areas, encircled with […]
August 21, 2017
AgencyInsuring Roommates And Domestic Partners
Most insurance policies are designed to cover the following: • single individuals • traditional married couples • traditional family – husband, wife, children • relatives sharing the same household However, when two or more unrelated individuals live in the same residence and/or share the use of the same vehicle(s), the coverage situation becomes confused. It’s […]