October 2, 2018
AgencyHandling a Cellular Distraction
A business that deals with over-the-road transportation is highly concerned with substantially minimizing accidents. Vehicle accidents, besides interrupting work and creating loss of business property, have much wider consequences. Accidents also cause serious damage to public and private property and, more significantly, also create injuries and even fatalities. Therefore, it is important that persons who […]
September 24, 2018
AgencyPersonal Auto Coverages
Most state financial responsibility laws require proof that you are able to pay for any damage or injury you may cause while driving. Auto insurance is the way that most people comply with these laws. Typically compliance only takes liability insurance at some minimal limit that varies by state. Liability coverages include the following: Bodily […]
September 20, 2018
AgencyWhat is Gap Coverage?
Also known as Guaranteed Auto Protection. It is insurance covering the difference between the actual cash value (ACV) of a damaged or stolen vehicle and the amount owed on the car under a loan or lease. This difference arises due to the rapid depreciation of most automobiles in their early years and can prove problematic […]
September 14, 2018
AgencyPerils of Tailgating
Autumn is noted for the color and delight found in the changing of the seasons! But change also arrives in the form of the colorful masses that gather and celebrate…..around football stadiums. It happens around high school games on Friday nights and on crisp cool Saturdays around colleges and universities. It happens on Sunday afternoons, […]
September 11, 2018
Agency10 Things to Do to Prepare Your Home for Fall
Fall is a wonderful time in The Great Pacific Northwest — if your home is ready for it. Yes, this is the time of year to fix small problems before they become big, and big ones before they become catastrophic. Here are 10 tips to help: 1. Look up. Examine your roof closely. Remove moss, […]
September 4, 2018
AgencyKnow Your Responsibilities
MOTORCYCLE SAFETY “Accident” implies an unforeseen event that occurs without anyone’s fault or negligence. Most often in traffic, that is not the case. In fact, most people involved in a crash can usually claim some responsibility for what takes place. Consider a situation where someone tries to squeeze through an intersection on a yellow light […]
August 29, 2018
AgencyFire Extinguishers for Your Home
3 Important Things to Know About Fire Extinguishers Whether your home is a three-story Tudor, a skyline-grazing apartment or an RV on wheels, you need at least one fire extinguisher for it. But if you don’t have the right one, or you haven’t checked it recently, you may have a false sense of security rather […]
August 23, 2018
AgencyUnderinsured Homes
For decades insurers have used advertising, policyholder notices, brochures and now Websites to preach an important message….buy adequate coverage. Regardless, homeowner underinsurance remains a reality for many homeowners. Marshall Swift, a company that specializes in providing ways to determine the insurance values of residences nationwide, estimates that slightly more than two-thirds of the homes in […]
August 17, 2018
AgencyHow Much Are Your Possessions Worth?
In order to properly value your personal possessions, you have to go through the tedious, difficult process of documenting what you own. The following list could be very helpful in identifying what you own and, more importantly, be used as proof of loss in case disaster strikes such as a serious storm, theft, or fire. […]
August 8, 2018
AgencyTake Accident Photos
Technology continues to affect our daily lives and that is also the case with a nasty element, car crashes. Crashes often means lots of time spent on paperwork and having to provide a lot of information on exactly what happened. With the presence of smart phones and their camera feature, accident participants can now provide […]