December 18, 2018
AgencyFive things to know about fallen trees and insurance coverage
It’s the time of year when the temperatures warm and the flowers bloom, putting us all in a chipper mood. But, it’s also time for thunderstorms, which most often occur in the spring and summer months, according to the National Severe Storms Laboratory. With spring officially arriving this Friday, March 20, it’s the ideal time […]
December 13, 2018
AgencyChimney Safety
Chimneys often enhance a home’s roofline as well as add a decorative interior feature (fireplace) to a home’s interior. However, it is the chimney’s function that deserves the most attention. They are intended to safely disperse the heat and smoke that result from use of a fireplace. Fireplace fires reach very high temperatures that take […]
November 29, 2018
Agency5 ways for business owners prepare for winter
Another winter season is upon us all—and it’s easy to get caught up with all the excitement around the holiday and new year. There’s certainly a lot to be thankful for. Follow these simple indoor and outdoor safety tips to help protect your business and business property. 1. Be cautious with decor Keep combustible decorations […]
November 16, 2018
AgencyManaging Losses
What Is Loss Control? The process of identifying and mitigating situations that may lead to losses is called “loss control.” Loss control may involve both simple and complex ways to reduce the likelihood of facing a loss. Besides insurance, you can choose to use protective devices, oral or written contracts to shift loss consequences, avoid […]
November 7, 2018
AgencyIS CLASSIC CAR INSURANCE RIGHT FOR YOU AND YOUR CAR?
Defining “classic car” Different companies have different vehicle and age requirements, but vehicles are generally considered classics if they maintain or appreciate in value and are of limited production or special interest. Qualifications for classic car insurance • Drivers must have a good driving record. Some companies require drivers to be 25 or older. • […]
October 26, 2018
AgencyHiring a Contractor Checklist and Tips
As you plan your next home renovation project, choosing the right contractor for the job is a critical first step in your planning process. You want to make sure you vet the quality of their work in advance, spell out in writing what work you want performed and agree upon the scope of the project, […]
October 25, 2018
AgencyWhat is covered by standard homeowners insurance?
Understanding the four essential protections provided by your homeowners policy Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: Coverage for the structure of your home; Coverage for your personal belongings; Liability protection; Coverage for Additional Living Expenses Coverage for […]
October 19, 2018
AgencyDriving Tips for Rainy Weather
7 Tips to Help You Handle Rainy Days Behind the Wheel At some point, every driver has to deal with rainy weather. But, many don’t know what to do, so they just drive as they normally would. However, with slick roads, flooded streets and reduced visibility, that can be a recipe for disaster. So instead, follow these […]
October 12, 2018
AgencyWhat’s A Surety Bond, and When Do I Need One?
Are you a contractor bidding on work that requires a surety bond? Do you have questions about what a surety bond is, why you might need one, and how to get one? If so we are able to help. What’s A Surety Bond? First things first: what’s a surety bond, anyway? Essentially, a surety bond […]
October 4, 2018
AgencyAdding a teen driver to an auto policy?
Adding a teen driver to an auto policy can be a challenging time for you. Not only are parents anxious about their teen’s driving safety – they frequently suffer from “sticker shock” when faced with the associated premium increase. Below is a look at how teens drive these days. This information will give you a […]