March 24, 2021
AgencyGoing Camping? Keep Your High-Tech Gear Safe With These Tips
First things first: Do you really need to bring your tablet or laptop on your camping trip in The Great Pacific Northwest? Are you really going to watch a movie instead of looking at the stars? Check your email instead of roasting marshmallows? Work instead of play? Well, OK. We can’t stop you. But we […]
March 16, 2021
AgencyIs Diminished Value Covered?
The issue of diminished value (DV) has been debated among insurance companies, lawyers, state courts, consumers (including activist groups), auto parts manufacturers, and auto repair shops. Supporters of the DV theory say that these losses are real and should be reimbursed under an insurance policy whenever there is accidental damage to a covered car. Others […]
March 10, 2021
AgencyDogs and Umbrella Insurance
Love Bites—Get Umbrella Coverage In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be awarded, be extremely expensive and have long-term financial impact. Those lawsuits can come from unlikely sources, […]
March 1, 2021
AgencyWhat is a contractor’s bond?
Bonding protects the consumer if the contractor fails to complete a job, doesn’t pay taxes, or fails to meet other financial obligations, such as paying for supplies or subcontractors or covering damage that workers cause to your property Construction bonds are a type of surety bond that protects against disruptions or financial loss due to a contractor’s failure to complete a project or failure […]
February 23, 2021
AgencySafe Work Rules
Developing a proactive safety and health program is one of the best ways to help you control workplace incidents resulting in personal injuries and property damage. Why Do You Need A Safety Plan? To satisfy state and/or federal regulations To communicate procedures for reporting and recording accidents and incidents To reduce your risk of liability […]
February 4, 2021
AgencyDo You Need Rental Car Insurance?
Maybe you’ve been here before. You’ve just come off the plane, picked up your baggage and gone to the rental car counter. You’re tired from the flight, about to begin an ambitious vacation or a challenging business project. And, this is the point at which you’re asked, “Do you want insurance with that?” Most travelers, […]
January 18, 2021
AgencyVehicle Safety Features
Looking for a Car? Look for These 7 Safety Features Color, price, body style, gas mileage – there’s a lot to consider when picking out a vehicle for your daily commute or weekend road trips. One area not to overlook? Safety features. […]
December 18, 2020
AgencyHow to Stay Safe After a Winter Car Accident
The days are short. The air is cold. And, roads are often slick with rain, snow or ice. It’s winter driving season in the Pacific Northwest. And, while most people know what to do to try to avoid an accident, many don’t know what to do after one. It’s vital knowledge to have, because the […]
December 10, 2020
AgencyCan a Salvage Title Car Be Insured?
Insuring a salvage title car requires much more effort than insuring one with a clean title. First, a salvage title car needs to be repaired and given a rebuilt title before it can be driven or insured. Before buying and repairing a salvage title car, you need to understand how you will get it insured. […]
December 7, 2020
Agency6 Overlooked Contractual Risk Transfer Hazards
Having a proper contractual risk transfer program in place helps to protect your company from liability for services and products of others on your project should an injury, property damage or a construction defect occur. 1. CONTINUITY OF INSURANCE -When selecting a subcontractor, verify that they can meet your insurance requirements prior to starting the […]