September 19, 2017
AgencyAuto Insurance – Towing Safety
It amazes me sometimes how much stuff someone will load onto their vehicle without thinking about the safety of overloading or not property securing trailer loads (see photo). There are certain times when you have a need to extend what you usually transport with your car, pickup, SUV or van. It could be that you’re […]
September 15, 2017
AgencyAuto Insurance – Avoid Flooded Vehicles
When serious storms or hurricanes result in local or regional flooding, the impact on the car market may be felt nationally. Cars that may have been totaled because of serious water damage in one state may end up on the seller’s block in another state. However, there may be no mention that the vehicle was […]
September 12, 2017
AgencyHome Insurance – Fire Pit Safety
Many homeowners love the simplicity and effectiveness of using fire pits as a way to enhance the looks and the usefulness of their homes’ outdoor space. Fire pits are great for entertaining during cooler spring and autumn days and nights and have grown increasingly popular. They may be portable units, simple dirt areas, encircled with […]
August 21, 2017
AgencyInsuring Roommates And Domestic Partners
Most insurance policies are designed to cover the following: • single individuals • traditional married couples • traditional family – husband, wife, children • relatives sharing the same household However, when two or more unrelated individuals live in the same residence and/or share the use of the same vehicle(s), the coverage situation becomes confused. It’s […]
August 11, 2017
AgencyClassic Car Insurance – Protecting your Classic
Depending on the type of car you own and your driving history (tickets and accidents), you are likely insured in the standard or preferred auto market. Both markets cover typical vehicles and operators. This allows insurance companies to use a comfortable set of assumptions about expected losses and repair expenses for developing insurance premiums. However, […]
August 7, 2017
AgencyMotorcycle Insurance – Motorcycle Safety
In our many years of offering motorcycle insurance to our clients we have been fortunate enough to only deal with one serious accident and fortunately our insured lived to tell the story. Our client hands down attributes his living to tell the story from wearing the all his safety gear and not going the cheap route when purchasing […]
August 4, 2017
AgencyInsurance – Should I file a claim and how can it impact my current coverage?
You buy insurance to protect your home and car from damage, but when an accident happens, is it in your best interest to file a claim? It seems like the answer should be a resounding “yes,” but a middling “maybe” is a far better response. Why the ambiguity? The decision to file a claim can […]
August 2, 2017
AgencyIs Pet Insurance Worth It?
In a recent freak accident to our 6 month old puppy I ask myself is Pet Insurance worth it? Should I pay monthly insurance premiums or put that money into a savings account for such an emergency? All good questions when it comes to caring for our pets. I’ve had 3+ dogs of my own […]
July 5, 2017
AgencyHome Insurance – You Know the Grill, Be Safe
Millions of households regularly take advantage of pleasant, warmer weather by grilling meals outside. While this act is as much recreation as it is cooking, it also represents a serious source of property damage and injury. Each year in the U.S., fires that occur due to outdoor grilling result in some deaths, hundreds of serious […]
June 19, 2017
AgencyHome Insurance – Vacant or Unoccupied Homes
An unoccupied home is a temporary condition and an exception to a residence normally having occupants. A vacant home generally represents abandonment of property. Either condition may affect your coverage under a typical homeowner policy. It is quite important to understand the consequences of either condition in order to keep your coverage intact. Generally, a […]