January 7, 2019
AgencyAvoid Accidental Identity Theft
It can be a difficult and confusing time: objects flash by, car horns blast, car brakes screech, and the violent crunching metal and breaking glass as vehicles collide. Then, dealing with the sometimes angry and frequently awkward aftermath. Each party to the accident orients themselves, determining whether they are injured; then they open their car […]
January 3, 2019
AgencyThe ups & downs of owning a business
Keep in mind that a thriving business will not happen overnight. Owning a business – especially when you start from scratch – can be extremely difficult. But after nearly 15 years of owning my own company, I wouldn’t trade it for the world. The freedom that I have when I don’t have to punch a […]
December 27, 2018
AgencyRenters’ Insurance Needs
Persons who live in apartments or rent a residence are fortunate. Most insurance companies can protect their assets and belongings by using a policy that is designed especially for tenants; a renters policy. Typical policies cover your possessions for common causes of loss, additional living expenses related to making other living arrangements, medical expenses for […]
December 18, 2018
AgencyFive things to know about fallen trees and insurance coverage
It’s the time of year when the temperatures warm and the flowers bloom, putting us all in a chipper mood. But, it’s also time for thunderstorms, which most often occur in the spring and summer months, according to the National Severe Storms Laboratory. With spring officially arriving this Friday, March 20, it’s the ideal time […]
December 13, 2018
AgencyChimney Safety
Chimneys often enhance a home’s roofline as well as add a decorative interior feature (fireplace) to a home’s interior. However, it is the chimney’s function that deserves the most attention. They are intended to safely disperse the heat and smoke that result from use of a fireplace. Fireplace fires reach very high temperatures that take […]
November 29, 2018
Agency5 ways for business owners prepare for winter
Another winter season is upon us all—and it’s easy to get caught up with all the excitement around the holiday and new year. There’s certainly a lot to be thankful for. Follow these simple indoor and outdoor safety tips to help protect your business and business property. 1. Be cautious with decor Keep combustible decorations […]
November 16, 2018
AgencyManaging Losses
What Is Loss Control? The process of identifying and mitigating situations that may lead to losses is called “loss control.” Loss control may involve both simple and complex ways to reduce the likelihood of facing a loss. Besides insurance, you can choose to use protective devices, oral or written contracts to shift loss consequences, avoid […]
November 7, 2018
AgencyIS CLASSIC CAR INSURANCE RIGHT FOR YOU AND YOUR CAR?
Defining “classic car” Different companies have different vehicle and age requirements, but vehicles are generally considered classics if they maintain or appreciate in value and are of limited production or special interest. Qualifications for classic car insurance • Drivers must have a good driving record. Some companies require drivers to be 25 or older. • […]
October 26, 2018
AgencyHiring a Contractor Checklist and Tips
As you plan your next home renovation project, choosing the right contractor for the job is a critical first step in your planning process. You want to make sure you vet the quality of their work in advance, spell out in writing what work you want performed and agree upon the scope of the project, […]
October 25, 2018
AgencyWhat is covered by standard homeowners insurance?
Understanding the four essential protections provided by your homeowners policy Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: Coverage for the structure of your home; Coverage for your personal belongings; Liability protection; Coverage for Additional Living Expenses Coverage for […]